Call reports 2001
KEOKUK SAVINGS BANK AND TRUST COMPANY — 2001
What KEOKUK SAVINGS BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,409,000 | 90,984,000 | 95,342,000 | 96,680,000 |
| Total loans | 66,932,000 | 67,105,000 | 67,408,000 | 63,272,000 |
| Allowance for loan losses | 832,000 | 840,000 | 846,000 | 801,000 |
| Securities available for sale | 12,059,000 | 11,205,000 | 10,837,000 | 12,307,000 |
| Securities held to maturity | 4,081,000 | 3,415,000 | 3,351,000 | 2,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,789,000 | 78,626,000 | 82,630,000 | 84,216,000 |
| Interest-bearing deposits | 69,798,000 | 70,216,000 | 74,833,000 | 75,611,000 |
| Noninterest-bearing deposits | 8,991,000 | 8,410,000 | 7,797,000 | 8,605,000 |
| Equity capital | 8,124,000 | 8,145,000 | 8,380,000 | 8,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,283,000 | 4,959,000 | 6,574,000 |
| Interest expense | 805,000 | 1,587,000 | 2,392,000 | 3,136,000 |
| Net interest income | 846,000 | 1,696,000 | 2,567,000 | 3,438,000 |
| Noninterest income | 169,000 | 370,000 | 528,000 | 732,000 |
| Noninterest expense | 783,000 | 1,613,000 | 2,411,000 | 3,281,000 |
| Provision for loan losses | 10,000 | 21,000 | 33,000 | 48,000 |
| Pretax income | 222,000 | 432,000 | 651,000 | 841,000 |
| Income tax | 54,000 | 82,000 | 125,000 | 158,000 |
| Net income | 168,000 | 350,000 | 526,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,389,000 | 7,435,000 | 7,484,000 | 7,676,000 |
| Total capital | 8,170,000 | 8,236,000 | 8,307,000 | 8,476,000 |
| Risk-weighted assets | 62,397,000 | 64,030,000 | 65,838,000 | 64,692,000 |