Call reports 2009
INTERBANK — 2009
What INTERBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,122,000 | 223,952,000 | 218,729,000 | 226,654,000 |
| Total loans | 196,380,000 | 189,877,000 | 195,215,000 | 202,826,000 |
| Allowance for loan losses | 2,007,000 | 2,007,000 | 2,026,000 | 2,021,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,646,000 | 191,489,000 | 183,922,000 | 193,160,000 |
| Interest-bearing deposits | 177,334,000 | 170,731,000 | 164,569,000 | 172,218,000 |
| Noninterest-bearing deposits | 21,312,000 | 20,758,000 | 19,353,000 | 20,942,000 |
| Equity capital | 31,025,000 | 31,855,000 | 31,739,000 | 29,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 6,061,000 | 9,164,000 | 12,291,000 |
| Interest expense | 709,000 | 1,362,000 | 1,960,000 | 2,482,000 |
| Net interest income | 2,293,000 | 4,699,000 | 7,204,000 | 9,809,000 |
| Noninterest income | 562,000 | 1,179,000 | 1,710,000 | 2,328,000 |
| Noninterest expense | 1,976,000 | 4,107,000 | 6,236,000 | 8,369,000 |
| Provision for loan losses | 25,000 | 87,000 | 110,000 | 126,000 |
| Pretax income | 854,000 | 1,684,000 | 2,568,000 | 3,642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,684,000 | 2,568,000 | 3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,775,000 | 22,999,000 | 23,277,000 | 21,146,000 |
| Total capital | 23,782,000 | 25,006,000 | 25,303,000 | 23,167,000 |
| Risk-weighted assets | 193,111,000 | 186,747,000 | 187,892,000 | 193,330,000 |