Call reports 2008
INTERBANK — 2008
What INTERBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 222,028,000 | 215,791,000 | 220,136,000 | 226,040,000 |
| Total loans | 175,388,000 | 165,983,000 | 182,286,000 | 203,250,000 |
| Allowance for loan losses | 1,409,000 | 1,410,000 | 1,410,000 | 2,007,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,565,000 | 184,440,000 | 177,661,000 | 194,918,000 |
| Interest-bearing deposits | 170,347,000 | 163,277,000 | 156,385,000 | 171,121,000 |
| Noninterest-bearing deposits | 20,218,000 | 21,163,000 | 21,276,000 | 23,797,000 |
| Equity capital | 30,897,000 | 30,703,000 | 31,079,000 | 30,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,555,000 | 9,694,000 | 12,765,000 |
| Interest expense | 1,309,000 | 2,339,000 | 3,263,000 | 4,075,000 |
| Net interest income | 2,131,000 | 4,216,000 | 6,431,000 | 8,690,000 |
| Noninterest income | 650,000 | 1,289,000 | 1,938,000 | 2,555,000 |
| Noninterest expense | 1,760,000 | 3,530,000 | 5,357,000 | 7,214,000 |
| Provision for loan losses | 12,000 | 160,000 | 196,000 | 803,000 |
| Pretax income | 1,009,000 | 1,815,000 | 2,816,000 | 3,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,009,000 | 1,815,000 | 2,816,000 | 3,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,070,000 | 20,270,000 | 21,040,000 | 20,926,000 |
| Total capital | 21,479,000 | 21,680,000 | 22,450,000 | 22,933,000 |
| Risk-weighted assets | 177,297,000 | 168,397,000 | 180,853,000 | 195,506,000 |