Call reports 2007
INTERBANK — 2007
What INTERBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,673,000 | 190,521,000 | 211,152,000 | 218,104,000 |
| Total loans | 157,416,000 | 164,122,000 | 182,963,000 | 178,762,000 |
| Allowance for loan losses | 1,461,000 | 1,460,000 | 1,461,000 | 1,406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,262,000 | 161,653,000 | 181,302,000 | 187,587,000 |
| Interest-bearing deposits | 138,511,000 | 142,996,000 | 162,380,000 | 168,037,000 |
| Noninterest-bearing deposits | 17,751,000 | 18,657,000 | 18,922,000 | 19,550,000 |
| Equity capital | 28,804,000 | 28,220,000 | 29,157,000 | 29,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,475,000 | 9,958,000 | 13,718,000 |
| Interest expense | 1,103,000 | 2,355,000 | 3,737,000 | 5,196,000 |
| Net interest income | 2,005,000 | 4,120,000 | 6,221,000 | 8,522,000 |
| Noninterest income | 696,000 | 1,353,000 | 1,919,000 | 2,626,000 |
| Noninterest expense | 1,649,000 | 3,385,000 | 5,065,000 | 6,775,000 |
| Provision for loan losses | 115,000 | 137,000 | 182,000 | 749,000 |
| Pretax income | 937,000 | 1,951,000 | 2,893,000 | 3,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 1,951,000 | 2,888,000 | 3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,400,000 | 16,210,000 | 17,541,000 | 18,666,000 |
| Total capital | 17,861,000 | 17,670,000 | 19,002,000 | 20,072,000 |
| Risk-weighted assets | 150,362,000 | 158,880,000 | 177,346,000 | 176,985,000 |