Call reports 2006
INTERBANK — 2006
What INTERBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 162,179,000 | 162,926,000 | 159,904,000 | 167,244,000 |
| Total loans | 115,946,000 | 116,924,000 | 111,336,000 | 112,575,000 |
| Allowance for loan losses | 1,405,000 | 1,419,000 | 1,429,000 | 1,415,000 |
| Securities available for sale | 32,452,000 | 32,304,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,850,000 | 145,704,000 | 146,191,000 | 153,878,000 |
| Interest-bearing deposits | 130,533,000 | 130,373,000 | 131,033,000 | 137,813,000 |
| Noninterest-bearing deposits | 16,317,000 | 15,331,000 | 15,158,000 | 16,065,000 |
| Equity capital | 12,112,000 | 11,760,000 | 12,604,000 | 12,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,611,000 | 5,629,000 | 8,593,000 | 11,677,000 |
| Interest expense | 828,000 | 1,835,000 | 2,938,000 | 4,080,000 |
| Net interest income | 1,783,000 | 3,794,000 | 5,655,000 | 7,597,000 |
| Noninterest income | 714,000 | 1,266,000 | 1,889,000 | 2,592,000 |
| Noninterest expense | 1,629,000 | 3,277,000 | 4,855,000 | 6,662,000 |
| Provision for loan losses | 80,000 | 210,000 | 288,000 | 386,000 |
| Pretax income | 788,000 | 1,573,000 | 1,440,000 | 2,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,573,000 | 1,440,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,521,000 | 12,730,000 | 12,359,000 | 12,728,000 |
| Total capital | 13,923,000 | 14,146,000 | 13,744,000 | 14,115,000 |
| Risk-weighted assets | 112,137,000 | 113,278,000 | 110,722,000 | 110,913,000 |