Call reports 2005
INTERBANK — 2005
What INTERBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 145,704,000 | 145,870,000 | 147,605,000 | 155,272,000 |
| Total loans | 107,502,000 | 110,249,000 | 111,933,000 | 110,151,000 |
| Allowance for loan losses | 1,254,000 | 1,295,000 | 1,424,000 | 1,380,000 |
| Securities available for sale | 21,356,000 | 23,894,000 | 23,296,000 | 27,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,648,000 | 132,036,000 | 132,154,000 | 143,166,000 |
| Interest-bearing deposits | 119,922,000 | 116,393,000 | 117,564,000 | 126,843,000 |
| Noninterest-bearing deposits | 13,726,000 | 15,643,000 | 14,590,000 | 16,323,000 |
| Equity capital | 10,834,000 | 11,254,000 | 11,629,000 | 11,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,462,000 | 7,235,000 | 9,722,000 |
| Interest expense | 504,000 | 1,075,000 | 1,725,000 | 2,440,000 |
| Net interest income | 1,680,000 | 3,387,000 | 5,510,000 | 7,282,000 |
| Noninterest income | 574,000 | 1,214,000 | 1,926,000 | 2,611,000 |
| Noninterest expense | 1,525,000 | 3,101,000 | 4,731,000 | 6,502,000 |
| Provision for loan losses | 44,000 | 88,000 | 133,000 | 177,000 |
| Pretax income | 679,000 | 1,406,000 | 2,570,000 | 3,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,406,000 | 2,570,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,919,000 | 11,194,000 | 11,721,000 | 11,713,000 |
| Total capital | 12,173,000 | 12,489,000 | 13,053,000 | 13,047,000 |
| Risk-weighted assets | 106,659,000 | 107,861,000 | 106,433,000 | 106,694,000 |