Call reports 2004
INTERBANK — 2004
What INTERBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 128,493,000 | 132,277,000 | 134,060,000 | 139,581,000 |
| Total loans | 95,911,000 | 98,548,000 | 99,698,000 | 105,215,000 |
| Allowance for loan losses | 1,052,000 | 1,117,000 | 1,153,000 | 1,195,000 |
| Securities available for sale | 19,410,000 | 22,902,000 | 21,868,000 | 22,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,884,000 | 117,907,000 | 122,186,000 | 126,945,000 |
| Interest-bearing deposits | 105,466,000 | 106,561,000 | 110,114,000 | 113,350,000 |
| Noninterest-bearing deposits | 11,418,000 | 11,346,000 | 12,072,000 | 13,595,000 |
| Equity capital | 10,466,000 | 9,776,000 | 10,490,000 | 10,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 3,974,000 | 6,083,000 | 8,260,000 |
| Interest expense | 406,000 | 829,000 | 1,285,000 | 1,765,000 |
| Net interest income | 1,564,000 | 3,145,000 | 4,798,000 | 6,495,000 |
| Noninterest income | 527,000 | 1,095,000 | 1,704,000 | 2,284,000 |
| Noninterest expense | 1,455,000 | 2,988,000 | 4,503,000 | 6,079,000 |
| Provision for loan losses | 61,000 | 122,000 | 193,000 | 254,000 |
| Pretax income | 601,000 | 1,156,000 | 1,836,000 | 2,476,000 |
| Income tax | 0 | -9,000 | -9,000 | -9,000 |
| Net income | 601,000 | 1,165,000 | 1,845,000 | 2,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,798,000 | 9,931,000 | 10,074,000 | 10,219,000 |
| Total capital | 10,850,000 | 11,048,000 | 11,227,000 | 11,414,000 |
| Risk-weighted assets | 93,382,000 | 97,685,000 | 98,896,000 | 103,401,000 |