Call reports 2003
INTERBANK — 2003
What INTERBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,173,000 | 114,105,000 | 116,341,000 | 127,161,000 |
| Total loans | 82,689,000 | 85,698,000 | 87,553,000 | 94,234,000 |
| Allowance for loan losses | 932,000 | 1,013,000 | 1,010,000 | 1,003,000 |
| Securities available for sale | 12,956,000 | 11,041,000 | 15,663,000 | 21,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,495,000 | 103,084,000 | 105,621,000 | 113,571,000 |
| Interest-bearing deposits | 92,428,000 | 93,156,000 | 95,257,000 | 101,528,000 |
| Noninterest-bearing deposits | 8,067,000 | 9,928,000 | 10,364,000 | 12,043,000 |
| Equity capital | 9,562,000 | 9,791,000 | 9,409,000 | 9,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,603,000 | 5,463,000 | 7,400,000 |
| Interest expense | 456,000 | 889,000 | 1,296,000 | 1,688,000 |
| Net interest income | 1,311,000 | 2,714,000 | 4,167,000 | 5,712,000 |
| Noninterest income | 401,000 | 891,000 | 1,380,000 | 1,880,000 |
| Noninterest expense | 1,184,000 | 2,496,000 | 3,824,000 | 5,321,000 |
| Provision for loan losses | 86,000 | 212,000 | 288,000 | 356,000 |
| Pretax income | 429,000 | 952,000 | 1,530,000 | 2,010,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | 431,000 | 954,000 | 1,532,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,856,000 | 9,023,000 | 9,042,000 | 9,177,000 |
| Total capital | 9,788,000 | 10,036,000 | 10,052,000 | 10,180,000 |
| Risk-weighted assets | 81,358,000 | 84,202,000 | 86,226,000 | 92,413,000 |