Call reports 2002
INTERBANK — 2002
What INTERBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,017,000 | 109,563,000 | 105,861,000 | 108,305,000 |
| Total loans | 80,902,000 | 89,779,000 | 87,556,000 | 82,089,000 |
| Allowance for loan losses | 603,000 | 744,000 | 864,000 | 885,000 |
| Securities available for sale | 15,298,000 | 9,698,000 | 5,451,000 | 10,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,115,000 | 95,639,000 | 95,587,000 | 98,236,000 |
| Interest-bearing deposits | 91,274,000 | 88,406,000 | 88,395,000 | 91,038,000 |
| Noninterest-bearing deposits | 6,841,000 | 7,233,000 | 7,192,000 | 7,198,000 |
| Equity capital | 8,798,000 | 9,003,000 | 8,980,000 | 9,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,868,000 | 5,823,000 | 7,651,000 |
| Interest expense | 672,000 | 1,226,000 | 1,756,000 | 2,236,000 |
| Net interest income | 1,248,000 | 2,642,000 | 4,067,000 | 5,415,000 |
| Noninterest income | 360,000 | 756,000 | 1,179,000 | 1,600,000 |
| Noninterest expense | 1,100,000 | 2,211,000 | 3,491,000 | 4,728,000 |
| Provision for loan losses | 107,000 | 277,000 | 395,000 | 477,000 |
| Pretax income | 419,000 | 930,000 | 1,427,000 | 1,877,000 |
| Income tax | -18,000 | -18,000 | -18,000 | -18,000 |
| Net income | 437,000 | 948,000 | 1,445,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,005,000 | 8,061,000 | 8,178,000 | 8,405,000 |
| Total capital | 8,608,000 | 8,805,000 | 9,042,000 | 9,290,000 |
| Risk-weighted assets | 79,607,000 | 83,894,000 | 82,344,000 | 80,296,000 |