Call reports 2009
THUNDER BANK — 2009
What THUNDER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,987,000 | 38,463,000 | 38,201,000 | 37,789,000 |
| Total loans | 29,931,000 | 30,288,000 | 29,440,000 | 28,065,000 |
| Allowance for loan losses | 780,000 | 1,014,000 | 1,275,000 | 1,262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 76,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,244,000 | 32,585,000 | 33,858,000 | 33,907,000 |
| Interest-bearing deposits | 31,318,000 | 29,747,000 | 31,085,000 | 30,749,000 |
| Noninterest-bearing deposits | 2,926,000 | 2,838,000 | 2,773,000 | 3,158,000 |
| Equity capital | 3,295,000 | 3,029,000 | 2,594,000 | 2,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,073,000 | 1,575,000 | 2,029,000 |
| Interest expense | 255,000 | 498,000 | 745,000 | 969,000 |
| Net interest income | 288,000 | 575,000 | 830,000 | 1,060,000 |
| Noninterest income | 219,000 | 359,000 | 774,000 | 972,000 |
| Noninterest expense | 417,000 | 876,000 | 1,614,000 | 2,149,000 |
| Provision for loan losses | 275,000 | 509,000 | 892,000 | 892,000 |
| Pretax income | -185,000 | -451,000 | -902,000 | -1,009,000 |
| Income tax | 16,000 | 16,000 | 0 | -318,000 |
| Net income | -201,000 | -467,000 | -902,000 | -691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,295,000 | 3,029,000 | 2,474,000 | 2,267,000 |
| Total capital | 3,695,000 | 3,436,000 | 2,892,000 | 2,666,000 |
| Risk-weighted assets | 31,617,000 | 33,336,000 | 32,593,000 | 31,091,000 |