Call reports 2008
THUNDER BANK — 2008
What THUNDER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,667,000 | 39,926,000 | 43,258,000 | 41,163,000 |
| Total loans | 34,470,000 | 35,671,000 | 33,277,000 | 31,130,000 |
| Allowance for loan losses | 367,000 | 379,000 | 888,000 | 498,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 5,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,716,000 | 27,110,000 | 36,241,000 | 34,499,000 |
| Interest-bearing deposits | 21,198,000 | 24,345,000 | 33,626,000 | 31,917,000 |
| Noninterest-bearing deposits | 2,518,000 | 2,765,000 | 2,615,000 | 2,582,000 |
| Equity capital | 4,187,000 | 4,298,000 | 3,378,000 | 3,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,320,000 | 1,909,000 | 2,505,000 |
| Interest expense | 296,000 | 574,000 | 824,000 | 1,125,000 |
| Net interest income | 371,000 | 746,000 | 1,085,000 | 1,380,000 |
| Noninterest income | 162,000 | 308,000 | 492,000 | 583,000 |
| Noninterest expense | 407,000 | 782,000 | 1,146,000 | 2,287,000 |
| Provision for loan losses | 36,000 | 50,000 | 1,161,000 | 1,897,000 |
| Pretax income | 90,000 | 222,000 | -730,000 | -2,223,000 |
| Income tax | 11,000 | 32,000 | 0 | -626,000 |
| Net income | 79,000 | 190,000 | -730,000 | -1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,437,000 | 3,548,000 | 2,628,000 | 3,296,000 |
| Total capital | 3,804,000 | 3,927,000 | 3,054,000 | 3,708,000 |
| Risk-weighted assets | 33,588,000 | 34,924,000 | 33,608,000 | 32,944,000 |