Call reports 2007
THUNDER BANK — 2007
What THUNDER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,876,000 | 37,920,000 | 38,329,000 | 36,782,000 |
| Total loans | 31,555,000 | 33,849,000 | 33,902,000 | 32,794,000 |
| Allowance for loan losses | 212,000 | 242,000 | 437,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,849,000 | 24,959,000 | 25,903,000 | 24,069,000 |
| Interest-bearing deposits | 22,988,000 | 22,983,000 | 22,530,000 | 21,604,000 |
| Noninterest-bearing deposits | 1,861,000 | 1,976,000 | 3,373,000 | 2,465,000 |
| Equity capital | 3,391,000 | 3,471,000 | 3,375,000 | 4,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,471,000 | 2,217,000 | 2,945,000 |
| Interest expense | 323,000 | 679,000 | 1,039,000 | 1,370,000 |
| Net interest income | 387,000 | 792,000 | 1,178,000 | 1,575,000 |
| Noninterest income | 89,000 | 238,000 | 404,000 | 523,000 |
| Noninterest expense | 342,000 | 712,000 | 1,111,000 | 1,505,000 |
| Provision for loan losses | 15,000 | 45,000 | 245,000 | 295,000 |
| Pretax income | 119,000 | 273,000 | 226,000 | 298,000 |
| Income tax | 19,000 | 60,000 | 83,000 | 21,000 |
| Net income | 100,000 | 213,000 | 143,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,641,000 | 2,721,000 | 2,625,000 | 3,359,000 |
| Total capital | 2,853,000 | 2,963,000 | 3,062,000 | 3,706,000 |
| Risk-weighted assets | 30,199,000 | 32,621,000 | 34,354,000 | 31,682,000 |