Call reports 2006
THUNDER BANK — 2006
What THUNDER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,233,000 | 31,739,000 | 32,954,000 | 35,704,000 |
| Total loans | 26,494,000 | 28,196,000 | 28,921,000 | 30,408,000 |
| Allowance for loan losses | 192,000 | 195,000 | 198,000 | 201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,481,000 | 21,795,000 | 23,391,000 | 23,886,000 |
| Interest-bearing deposits | 20,459,000 | 19,758,000 | 21,484,000 | 22,026,000 |
| Noninterest-bearing deposits | 2,022,000 | 2,037,000 | 1,907,000 | 1,860,000 |
| Equity capital | 2,966,000 | 3,076,000 | 3,188,000 | 3,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,205,000 | 1,872,000 | 2,576,000 |
| Interest expense | 200,000 | 445,000 | 737,000 | 1,044,000 |
| Net interest income | 382,000 | 760,000 | 1,135,000 | 1,532,000 |
| Noninterest income | 51,000 | 113,000 | 174,000 | 324,000 |
| Noninterest expense | 263,000 | 515,000 | 772,000 | 1,056,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 12,000 |
| Pretax income | 170,000 | 355,000 | 531,000 | 788,000 |
| Income tax | 51,000 | 126,000 | 190,000 | 243,000 |
| Net income | 119,000 | 229,000 | 341,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,216,000 | 2,326,000 | 2,438,000 | 2,541,000 |
| Total capital | 2,408,000 | 2,521,000 | 2,636,000 | 2,742,000 |
| Risk-weighted assets | 24,687,000 | 26,414,000 | 24,958,000 | 28,889,000 |