Call reports 2004
THUNDER BANK — 2004
What THUNDER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,418,000 | 20,151,000 | 20,243,000 | 21,089,000 |
| Total loans | 14,286,000 | 14,965,000 | 16,116,000 | 16,984,000 |
| Allowance for loan losses | 207,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,898,000 | 16,463,000 | 16,632,000 | 16,807,000 |
| Interest-bearing deposits | 15,161,000 | 14,837,000 | 15,031,000 | 14,997,000 |
| Noninterest-bearing deposits | 1,737,000 | 1,626,000 | 1,601,000 | 1,810,000 |
| Equity capital | 2,155,000 | 2,211,000 | 2,263,000 | 2,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 431,000 | 696,000 | 988,000 |
| Interest expense | 52,000 | 124,000 | 197,000 | 278,000 |
| Net interest income | 120,000 | 307,000 | 499,000 | 710,000 |
| Noninterest income | 13,000 | 35,000 | 62,000 | 96,000 |
| Noninterest expense | 77,000 | 200,000 | 324,000 | 442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 142,000 | 237,000 | 364,000 |
| Income tax | 10,000 | 40,000 | 78,000 | 129,000 |
| Net income | 46,000 | 102,000 | 159,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,405,000 | 1,461,000 | 1,513,000 | 1,547,000 |
| Total capital | 1,577,000 | 1,636,000 | 1,697,000 | 1,734,000 |
| Risk-weighted assets | 13,687,000 | 13,979,000 | 14,750,000 | 15,524,000 |