Call reports 2003
THUNDER BANK — 2003
What THUNDER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,292,000 | 14,974,000 | 14,779,000 | 16,013,000 |
| Total loans | 12,600,000 | 13,264,000 | 13,255,000 | 13,955,000 |
| Allowance for loan losses | 137,000 | 147,000 | 148,000 | 147,000 |
| Securities available for sale | 560,000 | 461,000 | 408,000 | 606,000 |
| Securities held to maturity | 384,000 | 458,000 | 330,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,769,000 | 11,183,000 | 10,940,000 | 11,407,000 |
| Interest-bearing deposits | 9,877,000 | 10,024,000 | 9,903,000 | 10,211,000 |
| Noninterest-bearing deposits | 892,000 | 1,159,000 | 1,037,000 | 1,196,000 |
| Equity capital | 1,154,000 | 1,187,000 | 1,244,000 | 1,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 509,000 | 756,000 | 1,015,000 |
| Interest expense | 78,000 | 153,000 | 224,000 | 293,000 |
| Net interest income | 175,000 | 356,000 | 532,000 | 722,000 |
| Noninterest income | 37,000 | 79,000 | 124,000 | 148,000 |
| Noninterest expense | 105,000 | 202,000 | 302,000 | 460,000 |
| Provision for loan losses | 10,000 | 20,000 | 45,000 | 45,000 |
| Pretax income | 97,000 | 213,000 | 309,000 | 365,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 15,000 |
| Net income | 94,000 | 206,000 | 297,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,147,000 | 1,179,000 | 1,239,000 | 1,259,000 |
| Total capital | 1,284,000 | 1,326,000 | 1,387,000 | 1,406,000 |
| Risk-weighted assets | 11,208,000 | 11,774,000 | 11,772,000 | 12,488,000 |