Call report 2015Q3
VERUS BANK — 2015Q3
The 22 measures VERUS BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,737,000 | USD | evidence → |
| Total loans | 85,556,000 | USD | evidence → |
| Allowance for loan losses | 826,000 | USD | evidence → |
| Securities available for sale | 30,185,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,063,000 | USD | evidence → |
| Interest-bearing deposits | 78,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,356,000 | USD | evidence → |
| Equity capital | 12,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,581,000 | USD | evidence → |
| Interest expense | 163,000 | USD | evidence → |
| Net interest income | 3,418,000 | USD | evidence → |
| Noninterest income | 1,148,000 | USD | evidence → |
| Noninterest expense | 3,569,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 1,008,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,175,000 | USD | evidence → |
| Total capital | 13,001,000 | USD | evidence → |
| Risk-weighted assets | 94,269,000 | USD | evidence → |