Call report 2011Q3
VERUS BANK — 2011Q3
The 22 measures VERUS BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,764,000 | USD | evidence → |
| Total loans | 71,264,000 | USD | evidence → |
| Allowance for loan losses | 765,000 | USD | evidence → |
| Securities available for sale | 28,932,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,464,000 | USD | evidence → |
| Interest-bearing deposits | 77,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,442,000 | USD | evidence → |
| Equity capital | 11,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,763,000 | USD | evidence → |
| Interest expense | 435,000 | USD | evidence → |
| Net interest income | 3,328,000 | USD | evidence → |
| Noninterest income | 1,334,000 | USD | evidence → |
| Noninterest expense | 3,681,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 977,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,403,000 | USD | evidence → |
| Total capital | 11,168,000 | USD | evidence → |
| Risk-weighted assets | 77,731,000 | USD | evidence → |