Call report 2010Q4
VERUS BANK — 2010Q4
The 22 measures VERUS BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,224,000 | USD | evidence → |
| Total loans | 69,606,000 | USD | evidence → |
| Allowance for loan losses | 772,000 | USD | evidence → |
| Securities available for sale | 23,605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,884,000 | USD | evidence → |
| Interest-bearing deposits | 69,219,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,665,000 | USD | evidence → |
| Equity capital | 10,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,075,000 | USD | evidence → |
| Interest expense | 728,000 | USD | evidence → |
| Net interest income | 4,347,000 | USD | evidence → |
| Noninterest income | 1,971,000 | USD | evidence → |
| Noninterest expense | 4,968,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,371,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 1,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,062,000 | USD | evidence → |
| Total capital | 10,834,000 | USD | evidence → |
| Risk-weighted assets | 76,564,000 | USD | evidence → |