Call report 2002Q1
VERUS BANK — 2002Q1
The 22 measures VERUS BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,006,000 | USD | evidence → |
| Total loans | 39,984,000 | USD | evidence → |
| Allowance for loan losses | 374,000 | USD | evidence → |
| Securities available for sale | 17,692,000 | USD | evidence → |
| Securities held to maturity | 3,156,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,763,000 | USD | evidence → |
| Interest-bearing deposits | 46,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,773,000 | USD | evidence → |
| Equity capital | 6,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,162,000 | USD | evidence → |
| Interest expense | 289,000 | USD | evidence → |
| Net interest income | 873,000 | USD | evidence → |
| Noninterest income | 277,000 | USD | evidence → |
| Noninterest expense | 784,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 346,000 | USD | evidence → |
| Income tax | 111,000 | USD | evidence → |
| Net income | 235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,438,000 | USD | evidence → |
| Total capital | 6,812,000 | USD | evidence → |
| Risk-weighted assets | 43,813,000 | USD | evidence → |