Call reports 2014
LAFAYETTE SAVINGS BANK, FEDERAL SAVINGS BANK — 2014
What LAFAYETTE SAVINGS BANK, FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 366,381,000 | 368,910,000 | 358,303,000 |
| Total loans | 262,581,000 | 260,427,000 | 261,745,000 |
| Allowance for loan losses | 6,394,000 | 6,088,000 | 6,150,000 |
| Securities available for sale | 62,232,000 | 64,326,000 | 62,713,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 313,991,000 | 316,024,000 | 305,261,000 |
| Interest-bearing deposits | 278,616,000 | 277,030,000 | 268,628,000 |
| Noninterest-bearing deposits | 35,375,000 | 38,994,000 | 36,633,000 |
| Equity capital | 40,984,000 | 41,408,000 | 41,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 3,230,000 | 6,417,000 | 9,577,000 |
| Interest expense | 494,000 | 977,000 | 1,431,000 |
| Net interest income | 2,736,000 | 5,440,000 | 8,146,000 |
| Noninterest income | 781,000 | 1,706,000 | 2,609,000 |
| Noninterest expense | 2,604,000 | 5,146,000 | 8,102,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 |
| Pretax income | 913,000 | 1,900,000 | 2,553,000 |
| Income tax | 325,000 | 684,000 | 975,000 |
| Net income | 588,000 | 1,216,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 41,050,000 | 41,305,000 | 40,954,000 |
| Total capital | 44,254,000 | 44,460,000 | 44,117,000 |
| Risk-weighted assets | 253,110,000 | 249,461,000 | 250,074,000 |