Call reports 2012
AMERICAN SECURITY BANK & TRUST COMPANY — 2012
What AMERICAN SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 167,149,000 | 165,935,000 |
| Total loans | 108,201,000 | 104,478,000 |
| Allowance for loan losses | 1,709,000 | 1,713,000 |
| Securities available for sale | 35,855,000 | 36,865,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 145,753,000 | 144,654,000 |
| Interest-bearing deposits | 137,343,000 | 137,751,000 |
| Noninterest-bearing deposits | 8,410,000 | 6,903,000 |
| Equity capital | 19,121,000 | 18,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,712,000 | 3,311,000 |
| Interest expense | 550,000 | 1,081,000 |
| Net interest income | 1,162,000 | 2,230,000 |
| Noninterest income | 7,000 | 53,000 |
| Noninterest expense | 1,169,000 | 3,209,000 |
| Provision for loan losses | -24,000 | -24,000 |
| Pretax income | 24,000 | -901,000 |
| Income tax | 0 | 0 |
| Net income | 24,000 | -901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 18,909,000 | 17,967,000 |
| Total capital | 20,418,000 | 19,422,000 |
| Risk-weighted assets | 120,553,000 | 116,168,000 |