Call reports 2011
AMERICAN SECURITY BANK & TRUST COMPANY — 2011
What AMERICAN SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,353,000 | 160,566,000 | 165,646,000 | 168,889,000 |
| Total loans | 105,077,000 | 105,644,000 | 109,198,000 | 108,676,000 |
| Allowance for loan losses | 1,951,000 | 1,713,000 | 1,747,000 | 1,713,000 |
| Securities available for sale | 42,681,000 | 43,040,000 | 34,301,000 | 38,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,088,000 | 138,988,000 | 144,337,000 | 147,602,000 |
| Interest-bearing deposits | 138,233,000 | 130,983,000 | 136,148,000 | 139,219,000 |
| Noninterest-bearing deposits | 8,855,000 | 8,005,000 | 8,189,000 | 8,383,000 |
| Equity capital | 18,901,000 | 19,238,000 | 18,960,000 | 18,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,546,000 | 5,291,000 | 7,082,000 |
| Interest expense | 688,000 | 1,317,000 | 1,932,000 | 2,528,000 |
| Net interest income | 1,108,000 | 2,229,000 | 3,359,000 | 4,554,000 |
| Noninterest income | 52,000 | 106,000 | 50,000 | 2,000 |
| Noninterest expense | 1,404,000 | 2,677,000 | 3,729,000 | 4,913,000 |
| Provision for loan losses | 198,000 | 250,000 | 374,000 | 284,000 |
| Pretax income | -440,000 | -589,000 | -588,000 | -535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -440,000 | -589,000 | -588,000 | -535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,974,000 | 18,846,000 | 18,867,000 | 18,888,000 |
| Total capital | 20,490,000 | 20,321,000 | 20,389,000 | 20,389,000 |
| Risk-weighted assets | 120,880,000 | 117,737,000 | 121,534,000 | 119,898,000 |