Call reports 2010
AMERICAN SECURITY BANK & TRUST COMPANY — 2010
What AMERICAN SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,618,000 | 168,386,000 | 175,207,000 | 173,269,000 |
| Total loans | 120,759,000 | 123,175,000 | 115,436,000 | 115,305,000 |
| Allowance for loan losses | 1,986,000 | 1,853,000 | 1,444,000 | 1,977,000 |
| Securities available for sale | 24,968,000 | 30,595,000 | 35,171,000 | 40,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,220,000 | 134,479,000 | 141,978,000 | 146,390,000 |
| Interest-bearing deposits | 126,524,000 | 126,803,000 | 131,936,000 | 138,363,000 |
| Noninterest-bearing deposits | 6,696,000 | 7,676,000 | 10,042,000 | 8,027,000 |
| Equity capital | 21,516,000 | 21,227,000 | 20,421,000 | 19,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,736,000 | 5,629,000 | 7,525,000 |
| Interest expense | 821,000 | 1,675,000 | 2,502,000 | 3,272,000 |
| Net interest income | 1,052,000 | 2,061,000 | 3,127,000 | 4,253,000 |
| Noninterest income | 34,000 | 38,000 | 46,000 | 339,000 |
| Noninterest expense | 1,175,000 | 2,357,000 | 3,582,000 | 5,239,000 |
| Provision for loan losses | 95,000 | 284,000 | 973,000 | 1,679,000 |
| Pretax income | -118,000 | -205,000 | -960,000 | -1,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -118,000 | -205,000 | -960,000 | -1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,125,000 | 21,044,000 | 20,296,000 | 19,394,000 |
| Total capital | 22,839,000 | 22,741,000 | 21,740,000 | 21,041,000 |
| Risk-weighted assets | 136,836,000 | 135,591,000 | 132,605,000 | 131,414,000 |