Call reports 2009
AMERICAN SECURITY BANK & TRUST COMPANY — 2009
What AMERICAN SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 174,190,000 | 179,778,000 | 172,118,000 | 167,267,000 |
| Total loans | 123,418,000 | 126,535,000 | 124,437,000 | 123,637,000 |
| Allowance for loan losses | 1,782,000 | 2,416,000 | 2,089,000 | 2,325,000 |
| Securities available for sale | 34,550,000 | 31,006,000 | 28,467,000 | 29,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,459,000 | 139,558,000 | 132,565,000 | 128,628,000 |
| Interest-bearing deposits | 120,484,000 | 133,562,000 | 121,261,000 | 121,798,000 |
| Noninterest-bearing deposits | 8,975,000 | 5,996,000 | 11,304,000 | 6,830,000 |
| Equity capital | 23,946,000 | 22,363,000 | 22,505,000 | 21,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,153,000 | 6,150,000 | 8,097,000 |
| Interest expense | 1,077,000 | 2,095,000 | 3,062,000 | 3,916,000 |
| Net interest income | 1,054,000 | 2,058,000 | 3,088,000 | 4,181,000 |
| Noninterest income | 86,000 | -139,000 | -103,000 | -305,000 |
| Noninterest expense | 1,135,000 | 2,366,000 | 3,537,000 | 4,723,000 |
| Provision for loan losses | 127,000 | 1,193,000 | 1,298,000 | 1,961,000 |
| Pretax income | 89,000 | -1,223,000 | -1,224,000 | -1,921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | -1,223,000 | -1,224,000 | -1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,186,000 | 21,897,000 | 21,920,000 | 21,232,000 |
| Total capital | 24,968,000 | 23,705,000 | 23,686,000 | 22,953,000 |
| Risk-weighted assets | 143,666,000 | 144,045,000 | 140,935,000 | 137,096,000 |