Call reports 2002
SAN JOSE NATIONAL BANK — 2002
What SAN JOSE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 854,604,000 | 811,871,000 | 776,529,000 | 739,963,000 |
| Total loans | 457,907,000 | 462,246,000 | 439,660,000 | 426,861,000 |
| Allowance for loan losses | 10,227,000 | 10,281,000 | 10,689,000 | 12,393,000 |
| Securities available for sale | 337,644,000 | 279,611,000 | 266,924,000 | 220,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,621,000 | 521,752,000 | 521,490,000 | 531,564,000 |
| Interest-bearing deposits | 439,915,000 | 444,477,000 | 482,141,000 | 488,664,000 |
| Noninterest-bearing deposits | 106,706,000 | 77,275,000 | 39,349,000 | 42,900,000 |
| Equity capital | 63,408,000 | 68,478,000 | 70,425,000 | 70,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,893,000 | 25,259,000 | 36,437,000 | 46,254,000 |
| Interest expense | 3,899,000 | 7,571,000 | 10,918,000 | 13,886,000 |
| Net interest income | 8,994,000 | 17,688,000 | 25,519,000 | 32,368,000 |
| Noninterest income | 643,000 | 1,562,000 | 2,117,000 | 3,075,000 |
| Noninterest expense | 3,019,000 | 5,670,000 | 7,768,000 | 9,748,000 |
| Provision for loan losses | 113,000 | 176,000 | 4,239,000 | 8,344,000 |
| Pretax income | 6,590,000 | 14,731,000 | 17,849,000 | 20,136,000 |
| Income tax | 2,469,000 | 5,545,000 | 6,701,000 | 7,503,000 |
| Net income | 4,121,000 | 9,186,000 | 11,148,000 | 12,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,958,000 | 65,171,000 | 66,069,000 | 66,649,000 |
| Total capital | 68,339,000 | 72,187,000 | 72,766,000 | 73,197,000 |
| Risk-weighted assets | 587,508,000 | 558,019,000 | 531,803,000 | 517,857,000 |