Call reports 2001
SAN JOSE NATIONAL BANK — 2001
What SAN JOSE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 645,725,000 | 657,840,000 | 658,509,000 | 855,068,000 |
| Total loans | 475,456,000 | 482,028,000 | 485,104,000 | 502,624,000 |
| Allowance for loan losses | 7,774,000 | 7,929,000 | 7,764,000 | 11,465,000 |
| Securities available for sale | 116,308,000 | 116,251,000 | 112,960,000 | 302,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,777,000 | 563,305,000 | 559,357,000 | 541,095,000 |
| Interest-bearing deposits | 466,522,000 | 450,745,000 | 454,980,000 | 429,930,000 |
| Noninterest-bearing deposits | 74,255,000 | 112,560,000 | 104,377,000 | 111,164,000 |
| Equity capital | 65,885,000 | 68,920,000 | 72,101,000 | 62,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,078,000 | 26,937,000 | 39,089,000 | 50,764,000 |
| Interest expense | 5,281,000 | 9,965,000 | 14,049,000 | 17,768,000 |
| Net interest income | 8,797,000 | 16,972,000 | 25,040,000 | 32,996,000 |
| Noninterest income | 793,000 | 1,621,000 | 2,538,000 | 5,018,000 |
| Noninterest expense | 4,365,000 | 8,656,000 | 13,142,000 | 32,886,000 |
| Provision for loan losses | 400,000 | 600,000 | 1,120,000 | 4,820,000 |
| Pretax income | 4,834,000 | 9,336,000 | 13,315,000 | 307,000 |
| Income tax | 1,816,000 | 3,505,000 | 4,994,000 | -341,000 |
| Net income | 3,018,000 | 5,831,000 | 8,321,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,346,000 | 64,252,000 | 66,035,000 | 57,656,000 |
| Total capital | 68,066,000 | 71,169,000 | 73,035,000 | 65,401,000 |
| Risk-weighted assets | 536,533,000 | 552,573,000 | 559,201,000 | 615,901,000 |