Call reports 2020
ROCKWOOD BANK — 2020
What ROCKWOOD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,100,000 | 266,339,000 | 270,726,000 | 282,908,000 |
| Total loans | 189,026,000 | 195,020,000 | 192,503,000 | 183,053,000 |
| Allowance for loan losses | 1,505,000 | 1,509,000 | 1,259,000 | 34,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,301,000 | 220,892,000 | 243,169,000 | 242,511,000 |
| Interest-bearing deposits | 134,956,000 | 142,829,000 | 146,974,000 | 159,199,000 |
| Noninterest-bearing deposits | 66,345,000 | 78,063,000 | 96,195,000 | 83,312,000 |
| Equity capital | 37,997,000 | 39,078,000 | 21,723,000 | 39,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,321,000 | 7,821,000 | 2,590,000 |
| Interest expense | 220,000 | 401,000 | 551,000 | 105,000 |
| Net interest income | 2,438,000 | 4,920,000 | 7,270,000 | 2,485,000 |
| Noninterest income | 437,000 | 942,000 | 1,726,000 | 659,000 |
| Noninterest expense | 1,618,000 | 3,181,000 | 4,817,000 | 1,814,000 |
| Provision for loan losses | -300,000 | -300,000 | -550,000 | 100,000 |
| Pretax income | 1,557,000 | 2,981,000 | 4,729,000 | 1,230,000 |
| Income tax | 390,000 | 733,000 | 1,163,000 | 0 |
| Net income | 1,167,000 | 2,248,000 | 3,566,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,997,000 | 39,078,000 | 21,723,000 | 28,240,000 |