Call reports 2019
ROCKWOOD BANK — 2019
What ROCKWOOD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 239,163,000 | 238,047,000 | 250,327,000 | 243,230,000 |
| Total loans | 199,132,000 | 193,092,000 | 193,144,000 | 187,433,000 |
| Allowance for loan losses | 2,700,000 | 2,666,000 | 2,139,000 | 1,769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,507,000 | 196,185,000 | 207,583,000 | 199,811,000 |
| Interest-bearing deposits | 134,202,000 | 131,016,000 | 137,396,000 | 132,549,000 |
| Noninterest-bearing deposits | 64,305,000 | 65,169,000 | 70,187,000 | 67,262,000 |
| Equity capital | 34,762,000 | 35,855,000 | 36,578,000 | 37,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,753,000 | 5,573,000 | 8,416,000 | 11,171,000 |
| Interest expense | 161,000 | 332,000 | 528,000 | 752,000 |
| Net interest income | 2,592,000 | 5,241,000 | 7,888,000 | 10,419,000 |
| Noninterest income | 392,000 | 869,000 | 1,377,000 | 1,949,000 |
| Noninterest expense | 1,656,000 | 3,626,000 | 5,497,000 | 7,018,000 |
| Provision for loan losses | -50,000 | -350,000 | -950,000 | -1,325,000 |
| Pretax income | 1,378,000 | 2,834,000 | 4,718,000 | 6,675,000 |
| Income tax | 340,000 | 703,000 | 1,164,000 | 1,452,000 |
| Net income | 1,038,000 | 2,131,000 | 3,554,000 | 5,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,762,000 | 35,855,000 | 36,578,000 | 37,635,000 |
| Total capital | 37,342,000 | 38,334,000 | 38,717,000 | 39,404,000 |
| Risk-weighted assets | 206,272,000 | 198,118,000 | 199,513,000 | 196,397,000 |
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