Call reports 2018
ROCKWOOD BANK — 2018
What ROCKWOOD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,461,000 | 247,525,000 | 248,103,000 | 238,294,000 |
| Total loans | 185,990,000 | 183,634,000 | 185,432,000 | 194,518,000 |
| Allowance for loan losses | 3,004,000 | 3,288,000 | 2,692,000 | 2,653,000 |
| Securities available for sale | 994,000 | 996,000 | 999,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,666,000 | 208,256,000 | 208,450,000 | 198,214,000 |
| Interest-bearing deposits | 147,900,000 | 142,526,000 | 140,996,000 | 134,121,000 |
| Noninterest-bearing deposits | 66,766,000 | 65,730,000 | 67,454,000 | 64,093,000 |
| Equity capital | 33,624,000 | 33,876,000 | 34,004,000 | 34,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,030,000 | 7,673,000 | 10,410,000 |
| Interest expense | 99,000 | 195,000 | 297,000 | 422,000 |
| Net interest income | 2,403,000 | 4,835,000 | 7,376,000 | 9,988,000 |
| Noninterest income | 448,000 | 891,000 | 1,307,000 | 1,230,000 |
| Noninterest expense | 1,696,000 | 3,456,000 | 5,166,000 | 6,979,000 |
| Provision for loan losses | 300,000 | 645,000 | 1,035,000 | 1,000,000 |
| Pretax income | 855,000 | 1,625,000 | 2,482,000 | 3,239,000 |
| Income tax | 195,000 | 364,000 | 553,000 | 716,000 |
| Net income | 660,000 | 1,261,000 | 1,929,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,628,000 | 33,879,000 | 34,005,000 | 34,599,000 |
| Total capital | 36,177,000 | 36,396,000 | 36,559,000 | 37,142,000 |
| Risk-weighted assets | 203,496,000 | 200,623,000 | 204,210,000 | 203,351,000 |