Call reports 2017
ROCKWOOD BANK — 2017
What ROCKWOOD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 260,221,000 | 258,697,000 | 254,877,000 | 254,181,000 |
| Total loans | 196,383,000 | 193,536,000 | 186,123,000 | 191,680,000 |
| Allowance for loan losses | 3,330,000 | 3,017,000 | 3,087,000 | 2,693,000 |
| Securities available for sale | 1,996,000 | 996,000 | 996,000 | 993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,907,000 | 219,943,000 | 215,896,000 | 215,792,000 |
| Interest-bearing deposits | 156,428,000 | 154,620,000 | 150,388,000 | 150,417,000 |
| Noninterest-bearing deposits | 65,479,000 | 65,323,000 | 65,508,000 | 65,375,000 |
| Equity capital | 33,155,000 | 33,679,000 | 33,696,000 | 33,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,796,000 | 7,263,000 | 9,773,000 |
| Interest expense | 100,000 | 203,000 | 305,000 | 407,000 |
| Net interest income | 2,269,000 | 4,593,000 | 6,958,000 | 9,366,000 |
| Noninterest income | 427,000 | 843,000 | 1,330,000 | 868,000 |
| Noninterest expense | 1,645,000 | 3,324,000 | 5,087,000 | 6,738,000 |
| Provision for loan losses | 240,000 | 500,000 | 825,000 | 400,000 |
| Pretax income | 811,000 | 1,612,000 | 2,376,000 | 3,096,000 |
| Income tax | 291,000 | 567,000 | 834,000 | 1,671,000 |
| Net income | 520,000 | 1,045,000 | 1,542,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,157,000 | 33,682,000 | 33,698,000 | 33,581,000 |
| Total capital | 35,752,000 | 36,267,000 | 36,184,000 | 36,078,000 |
| Risk-weighted assets | 206,874,000 | 206,338,000 | 198,302,000 | 199,578,000 |