Call reports 2014
ROCKWOOD BANK — 2014
What ROCKWOOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 249,957,000 | 248,511,000 | 246,234,000 | 246,753,000 |
| Total loans | 173,526,000 | 178,150,000 | 177,866,000 | 178,535,000 |
| Allowance for loan losses | 4,932,000 | 4,373,000 | 3,735,000 | 3,089,000 |
| Securities available for sale | 4,969,000 | 4,979,000 | 4,970,000 | 4,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,810,000 | 211,960,000 | 211,092,000 | 211,526,000 |
| Interest-bearing deposits | 165,820,000 | 163,420,000 | 163,108,000 | 163,738,000 |
| Noninterest-bearing deposits | 47,990,000 | 48,540,000 | 47,984,000 | 47,788,000 |
| Equity capital | 32,374,000 | 32,670,000 | 31,049,000 | 31,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,436,000 | 6,696,000 | 9,035,000 |
| Interest expense | 198,000 | 380,000 | 561,000 | 730,000 |
| Net interest income | 1,984,000 | 4,056,000 | 6,135,000 | 8,305,000 |
| Noninterest income | 481,000 | 794,000 | 1,353,000 | 1,206,000 |
| Noninterest expense | 1,933,000 | 3,879,000 | 5,876,000 | 7,702,000 |
| Provision for loan losses | 45,000 | 45,000 | 100,000 | -175,000 |
| Pretax income | 487,000 | 926,000 | 1,512,000 | 1,984,000 |
| Income tax | 165,000 | 315,000 | 513,000 | 674,000 |
| Net income | 322,000 | 611,000 | 999,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,293,000 | 29,950,000 | 28,371,000 | 28,917,000 |
| Total capital | 31,808,000 | 32,499,000 | 30,931,000 | 31,456,000 |
| Risk-weighted assets | 198,821,000 | 202,122,000 | 203,642,000 | 202,590,000 |