Call reports 2013
ROCKWOOD BANK — 2013
What ROCKWOOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 252,264,000 | 253,450,000 | 255,437,000 | 248,282,000 |
| Total loans | 168,012,000 | 172,752,000 | 174,830,000 | 173,288,000 |
| Allowance for loan losses | 4,749,000 | 4,580,000 | 4,476,000 | 4,932,000 |
| Securities available for sale | 1,027,000 | 5,456,000 | 5,455,000 | 4,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,557,000 | 218,400,000 | 219,848,000 | 212,668,000 |
| Interest-bearing deposits | 172,433,000 | 171,736,000 | 172,961,000 | 166,311,000 |
| Noninterest-bearing deposits | 45,124,000 | 46,664,000 | 46,887,000 | 46,357,000 |
| Equity capital | 31,643,000 | 31,838,000 | 32,027,000 | 32,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,529,000 | 6,862,000 | 9,168,000 |
| Interest expense | 266,000 | 520,000 | 769,000 | 1,002,000 |
| Net interest income | 2,025,000 | 4,009,000 | 6,093,000 | 8,166,000 |
| Noninterest income | 678,000 | 1,129,000 | 1,700,000 | 2,288,000 |
| Noninterest expense | 2,049,000 | 4,078,000 | 6,033,000 | 7,930,000 |
| Provision for loan losses | 130,000 | 170,000 | 250,000 | 650,000 |
| Pretax income | 524,000 | 890,000 | 1,510,000 | 1,874,000 |
| Income tax | 177,000 | 302,000 | 514,000 | 635,000 |
| Net income | 347,000 | 588,000 | 996,000 | 1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,163,000 | 28,725,000 | 29,006,000 | 29,555,000 |
| Total capital | 30,728,000 | 31,293,000 | 31,561,000 | 32,087,000 |
| Risk-weighted assets | 203,029,000 | 203,455,000 | 202,483,000 | 200,184,000 |