Call reports 2011
ROCKWOOD BANK — 2011
What ROCKWOOD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 294,523,000 | 289,438,000 | 282,628,000 | 274,333,000 |
| Total loans | 206,715,000 | 195,616,000 | 182,229,000 | 177,918,000 |
| Allowance for loan losses | 6,053,000 | 5,513,000 | 4,497,000 | 5,277,000 |
| Securities available for sale | 18,115,000 | 17,369,000 | 13,878,000 | 11,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,484,000 | 241,982,000 | 239,340,000 | 231,656,000 |
| Interest-bearing deposits | 209,238,000 | 205,609,000 | 201,066,000 | 191,801,000 |
| Noninterest-bearing deposits | 38,246,000 | 36,373,000 | 38,274,000 | 39,855,000 |
| Equity capital | 34,706,000 | 34,801,000 | 30,626,000 | 30,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,044,000 | 8,831,000 | 11,573,000 |
| Interest expense | 737,000 | 1,389,000 | 1,983,000 | 2,503,000 |
| Net interest income | 2,345,000 | 4,655,000 | 6,848,000 | 9,070,000 |
| Noninterest income | 537,000 | 1,060,000 | 1,070,000 | 1,657,000 |
| Noninterest expense | 2,106,000 | 4,066,000 | 5,834,000 | 7,677,000 |
| Provision for loan losses | 300,000 | 1,200,000 | 8,000,000 | 9,600,000 |
| Pretax income | 476,000 | 449,000 | -5,916,000 | -6,550,000 |
| Income tax | 160,000 | 132,000 | -2,350,000 | -2,620,000 |
| Net income | 316,000 | 317,000 | -3,566,000 | -3,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,056,000 | 33,104,000 | 26,600,000 | 26,413,000 |
| Total capital | 36,044,000 | 35,985,000 | 29,337,000 | 29,148,000 |
| Risk-weighted assets | 235,956,000 | 227,882,000 | 217,238,000 | 216,270,000 |