Call reports 2010
ROCKWOOD BANK — 2010
What ROCKWOOD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 315,646,000 | 303,602,000 | 300,758,000 | 294,964,000 |
| Total loans | 232,924,000 | 232,766,000 | 235,149,000 | 222,055,000 |
| Allowance for loan losses | 5,955,000 | 5,910,000 | 6,948,000 | 6,820,000 |
| Securities available for sale | 10,039,000 | 11,564,000 | 10,051,000 | 13,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,754,000 | 261,031,000 | 258,005,000 | 248,230,000 |
| Interest-bearing deposits | 228,301,000 | 224,867,000 | 221,630,000 | 210,023,000 |
| Noninterest-bearing deposits | 35,453,000 | 36,164,000 | 36,375,000 | 38,207,000 |
| Equity capital | 34,634,000 | 35,135,000 | 35,244,000 | 34,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,583,000 | 11,226,000 | 14,629,000 |
| Interest expense | 1,213,000 | 2,345,000 | 3,313,000 | 4,198,000 |
| Net interest income | 2,581,000 | 5,238,000 | 7,913,000 | 10,431,000 |
| Noninterest income | 511,000 | 1,102,000 | 1,650,000 | 3,036,000 |
| Noninterest expense | 1,990,000 | 3,917,000 | 5,907,000 | 7,965,000 |
| Provision for loan losses | 350,000 | 1,000,000 | 2,050,000 | 5,800,000 |
| Pretax income | 752,000 | 1,423,000 | 1,606,000 | -298,000 |
| Income tax | 265,000 | 496,000 | 562,000 | -571,000 |
| Net income | 487,000 | 927,000 | 1,044,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,610,000 | 35,095,000 | 35,213,000 | 32,682,000 |
| Total capital | 37,980,000 | 38,437,000 | 38,647,000 | 35,836,000 |
| Risk-weighted assets | 267,027,000 | 264,746,000 | 271,228,000 | 248,634,000 |