Call reports 2007
ROCKWOOD BANK — 2007
What ROCKWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 366,433,000 | 388,645,000 | 404,300,000 | 401,384,000 |
| Total loans | 311,740,000 | 323,297,000 | 322,819,000 | 333,002,000 |
| Allowance for loan losses | 5,098,000 | 5,131,000 | 5,132,000 | 5,026,000 |
| Securities available for sale | 22,090,000 | 18,760,000 | 27,315,000 | 11,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,291,000 | 319,431,000 | 333,709,000 | 330,645,000 |
| Interest-bearing deposits | 264,399,000 | 281,527,000 | 295,620,000 | 289,061,000 |
| Noninterest-bearing deposits | 38,892,000 | 37,904,000 | 38,089,000 | 41,584,000 |
| Equity capital | 38,079,000 | 39,653,000 | 40,561,000 | 41,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,591,000 | 13,566,000 | 20,958,000 | 28,150,000 |
| Interest expense | 3,136,000 | 6,416,000 | 10,199,000 | 13,887,000 |
| Net interest income | 3,455,000 | 7,150,000 | 10,759,000 | 14,263,000 |
| Noninterest income | 666,000 | 1,401,000 | 2,074,000 | 2,795,000 |
| Noninterest expense | 1,833,000 | 3,804,000 | 5,718,000 | 7,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 2,288,000 | 4,747,000 | 7,115,000 | 8,919,000 |
| Income tax | 845,000 | 1,730,000 | 2,585,000 | 3,225,000 |
| Net income | 1,443,000 | 3,017,000 | 4,530,000 | 5,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,105,000 | 39,680,000 | 40,545,000 | 41,157,000 |
| Total capital | 42,583,000 | 44,272,000 | 45,230,000 | 45,835,000 |
| Risk-weighted assets | 357,587,000 | 366,844,000 | 374,374,000 | 373,863,000 |