Call reports 2001
ROCKWOOD BANK — 2001
What ROCKWOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 270,419,000 | 277,313,000 | 272,032,000 | 272,640,000 |
| Total loans | 210,826,000 | 208,222,000 | 201,103,000 | 210,531,000 |
| Allowance for loan losses | 3,361,000 | 3,436,000 | 3,129,000 | 3,158,000 |
| Securities available for sale | 21,527,000 | 23,443,000 | 38,634,000 | 30,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,736,000 | 222,761,000 | 217,272,000 | 217,559,000 |
| Interest-bearing deposits | 193,021,000 | 199,663,000 | 194,544,000 | 189,724,000 |
| Noninterest-bearing deposits | 23,715,000 | 23,098,000 | 22,728,000 | 27,835,000 |
| Equity capital | 21,028,000 | 21,920,000 | 22,221,000 | 22,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,321,000 | 10,638,000 | 15,534,000 | 20,052,000 |
| Interest expense | 3,169,000 | 6,367,000 | 9,373,000 | 12,129,000 |
| Net interest income | 2,152,000 | 4,271,000 | 6,161,000 | 7,923,000 |
| Noninterest income | 703,000 | 1,554,000 | 2,318,000 | 3,502,000 |
| Noninterest expense | 1,575,000 | 3,208,000 | 4,778,000 | 6,419,000 |
| Provision for loan losses | 120,000 | 270,000 | 550,000 | 900,000 |
| Pretax income | 1,160,000 | 2,347,000 | 3,151,000 | 4,106,000 |
| Income tax | 420,000 | 855,000 | 1,049,000 | 1,389,000 |
| Net income | 740,000 | 1,492,000 | 2,102,000 | 2,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,760,000 | 21,649,000 | 21,839,000 | 22,454,000 |
| Total capital | 23,598,000 | 24,504,000 | 24,463,000 | 25,069,000 |
| Risk-weighted assets | 226,534,000 | 227,823,000 | 209,406,000 | 208,692,000 |