Call reports 2015
PAN PACIFIC BANK — 2015
What PAN PACIFIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 139,148,000 | 147,139,000 | 141,477,000 |
| Total loans | 99,451,000 | 113,551,000 | 113,353,000 |
| Allowance for loan losses | 1,662,000 | 1,667,000 | 1,672,000 |
| Securities available for sale | 10,351,000 | 7,857,000 | 7,518,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 118,419,000 | 124,731,000 | 120,163,000 |
| Interest-bearing deposits | 76,856,000 | 84,550,000 | 84,917,000 |
| Noninterest-bearing deposits | 41,563,000 | 40,181,000 | 35,246,000 |
| Equity capital | 18,015,000 | 18,085,000 | 18,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,372,000 | 2,841,000 | 4,525,000 |
| Interest expense | 108,000 | 225,000 | 352,000 |
| Net interest income | 1,264,000 | 2,616,000 | 4,173,000 |
| Noninterest income | 70,000 | 124,000 | 198,000 |
| Noninterest expense | 1,152,000 | 2,365,000 | 3,646,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 182,000 | 388,000 | 738,000 |
| Income tax | 77,000 | 160,000 | 305,000 |
| Net income | 105,000 | 228,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 15,849,000 | 16,000,000 | 16,233,000 |
| Total capital | 17,266,000 | 17,608,000 | 17,824,000 |
| Risk-weighted assets | 112,572,000 | 127,312,000 | 125,933,000 |