Call reports 2014
PAN PACIFIC BANK — 2014
What PAN PACIFIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,554,000 | 110,337,000 | 119,141,000 | 120,096,000 |
| Total loans | 81,085,000 | 84,381,000 | 89,751,000 | 88,352,000 |
| Allowance for loan losses | 1,644,000 | 1,651,000 | 1,652,000 | 1,657,000 |
| Securities available for sale | 11,920,000 | 11,576,000 | 11,112,000 | 10,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,525,000 | 88,290,000 | 99,001,000 | 99,496,000 |
| Interest-bearing deposits | 69,642,000 | 69,183,000 | 76,275,000 | 71,334,000 |
| Noninterest-bearing deposits | 21,883,000 | 19,107,000 | 22,726,000 | 28,162,000 |
| Equity capital | 14,673,000 | 17,628,000 | 17,695,000 | 17,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,318,000 | 3,553,000 | 4,810,000 |
| Interest expense | 108,000 | 212,000 | 318,000 | 431,000 |
| Net interest income | 1,037,000 | 2,106,000 | 3,235,000 | 4,379,000 |
| Noninterest income | 82,000 | 165,000 | 224,000 | 293,000 |
| Noninterest expense | 1,043,000 | 2,080,000 | 3,212,000 | 4,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 191,000 | 247,000 | 192,000 |
| Income tax | 2,000 | -2,736,000 | -2,736,000 | -2,857,000 |
| Net income | 74,000 | 2,927,000 | 2,983,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,678,000 | 15,031,000 | 15,115,000 | 15,132,000 |
| Total capital | 15,767,000 | 16,187,000 | 16,360,000 | 16,328,000 |
| Risk-weighted assets | 86,571,000 | 91,975,000 | 99,185,000 | 95,215,000 |