Call reports 2013
PAN PACIFIC BANK — 2013
What PAN PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,520,000 | 106,298,000 | 107,217,000 | 109,881,000 |
| Total loans | 82,431,000 | 80,634,000 | 77,242,000 | 77,904,000 |
| Allowance for loan losses | 1,743,000 | 1,536,000 | 1,741,000 | 1,645,000 |
| Securities available for sale | 146,000 | 2,424,000 | 12,673,000 | 12,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,707,000 | 91,520,000 | 92,411,000 | 91,022,000 |
| Interest-bearing deposits | 74,494,000 | 73,691,000 | 77,225,000 | 71,454,000 |
| Noninterest-bearing deposits | 15,213,000 | 17,829,000 | 15,186,000 | 19,568,000 |
| Equity capital | 14,380,000 | 14,404,000 | 14,428,000 | 14,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,403,000 | 3,568,000 | 4,786,000 |
| Interest expense | 156,000 | 306,000 | 449,000 | 570,000 |
| Net interest income | 1,052,000 | 2,097,000 | 3,119,000 | 4,216,000 |
| Noninterest income | 70,000 | 132,000 | 205,000 | 286,000 |
| Noninterest expense | 1,032,000 | 2,096,000 | 3,162,000 | 4,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 133,000 | 162,000 | 264,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 10,000 |
| Net income | 88,000 | 127,000 | 154,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,364,000 | 14,432,000 | 14,468,000 | 14,582,000 |
| Total capital | 15,476,000 | 15,496,000 | 15,526,000 | 15,666,000 |
| Risk-weighted assets | 88,275,000 | 84,669,000 | 83,980,000 | 86,181,000 |