Call reports 2012
PAN PACIFIC BANK — 2012
What PAN PACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,531,000 | 117,203,000 | 114,124,000 | 113,339,000 |
| Total loans | 88,293,000 | 89,179,000 | 93,378,000 | 82,271,000 |
| Allowance for loan losses | 1,792,000 | 1,797,000 | 1,801,000 | 1,758,000 |
| Securities available for sale | 495,000 | 282,000 | 234,000 | 190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,302,000 | 103,947,000 | 99,633,000 | 98,338,000 |
| Interest-bearing deposits | 84,268,000 | 80,700,000 | 78,294,000 | 75,573,000 |
| Noninterest-bearing deposits | 18,034,000 | 23,247,000 | 21,339,000 | 22,765,000 |
| Equity capital | 12,676,000 | 12,759,000 | 13,945,000 | 14,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,602,000 | 3,970,000 | 5,253,000 |
| Interest expense | 210,000 | 417,000 | 603,000 | 775,000 |
| Net interest income | 1,091,000 | 2,185,000 | 3,367,000 | 4,478,000 |
| Noninterest income | 705,000 | 743,000 | 870,000 | 1,360,000 |
| Noninterest expense | 1,319,000 | 2,376,000 | 3,516,000 | 4,781,000 |
| Provision for loan losses | 128,000 | 128,000 | 128,000 | 128,000 |
| Pretax income | 349,000 | 424,000 | 593,000 | 929,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 6,000 |
| Net income | 348,000 | 423,000 | 592,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,648,000 | 12,737,000 | 13,926,000 | 14,268,000 |
| Total capital | 13,822,000 | 13,911,000 | 15,140,000 | 15,362,000 |
| Risk-weighted assets | 93,267,000 | 93,301,000 | 96,534,000 | 86,852,000 |