Call reports 2011
PAN PACIFIC BANK — 2011
What PAN PACIFIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,355,000 | 91,877,000 | 105,420,000 | 112,332,000 |
| Total loans | 76,975,000 | 75,266,000 | 74,736,000 | 85,776,000 |
| Allowance for loan losses | 1,843,000 | 1,590,000 | 1,801,000 | 1,721,000 |
| Securities available for sale | 1,118,000 | 972,000 | 815,000 | 591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,555,000 | 83,412,000 | 97,152,000 | 99,875,000 |
| Interest-bearing deposits | 69,442,000 | 65,335,000 | 80,232,000 | 82,295,000 |
| Noninterest-bearing deposits | 17,113,000 | 18,077,000 | 16,920,000 | 17,580,000 |
| Equity capital | 8,481,000 | 8,220,000 | 7,920,000 | 12,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,200,000 | 3,251,000 | 4,437,000 |
| Interest expense | 219,000 | 424,000 | 641,000 | 868,000 |
| Net interest income | 891,000 | 1,776,000 | 2,610,000 | 3,569,000 |
| Noninterest income | 41,000 | 89,000 | 129,000 | 166,000 |
| Noninterest expense | 1,087,000 | 2,034,000 | 3,003,000 | 4,160,000 |
| Provision for loan losses | 0 | 246,000 | 454,000 | 837,000 |
| Pretax income | -155,000 | -415,000 | -718,000 | -1,262,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -156,000 | -416,000 | -719,000 | -1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,435,000 | 8,181,000 | 7,885,000 | 11,970,000 |
| Total capital | 9,479,000 | 9,162,000 | 8,850,000 | 13,105,000 |
| Risk-weighted assets | 82,652,000 | 77,845,000 | 76,372,000 | 90,206,000 |