Call reports 2010
PAN PACIFIC BANK — 2010
What PAN PACIFIC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,009,000 | 93,787,000 | 98,673,000 | 94,153,000 |
| Total loans | 78,980,000 | 80,621,000 | 80,351,000 | 79,261,000 |
| Allowance for loan losses | 1,625,000 | 1,765,000 | 1,814,000 | 1,825,000 |
| Securities available for sale | 2,816,000 | 1,988,000 | 1,635,000 | 1,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,515,000 | 84,897,000 | 89,436,000 | 85,104,000 |
| Interest-bearing deposits | 67,689,000 | 71,802,000 | 74,251,000 | 68,125,000 |
| Noninterest-bearing deposits | 11,826,000 | 13,095,000 | 15,185,000 | 16,979,000 |
| Equity capital | 9,248,000 | 8,667,000 | 8,963,000 | 8,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,264,000 | 3,473,000 | 4,638,000 |
| Interest expense | 273,000 | 558,000 | 851,000 | 1,106,000 |
| Net interest income | 826,000 | 1,706,000 | 2,622,000 | 3,532,000 |
| Noninterest income | 51,000 | 416,000 | 1,093,000 | 1,151,000 |
| Noninterest expense | 922,000 | 1,944,000 | 3,250,000 | 4,431,000 |
| Provision for loan losses | 8,000 | 821,000 | 821,000 | 943,000 |
| Pretax income | -53,000 | -643,000 | -356,000 | -691,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -54,000 | -644,000 | -357,000 | -692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 8,614,000 | 8,900,000 | 8,585,000 |
| Total capital | 10,238,000 | 9,695,000 | 9,985,000 | 9,649,000 |
| Risk-weighted assets | 84,131,000 | 85,752,000 | 86,075,000 | 84,265,000 |