Call reports 2009
PAN PACIFIC BANK — 2009
What PAN PACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,843,000 | 80,754,000 | 80,020,000 | 82,660,000 |
| Total loans | 72,239,000 | 74,449,000 | 73,931,000 | 75,176,000 |
| Allowance for loan losses | 1,125,000 | 1,294,000 | 1,519,000 | 1,625,000 |
| Securities available for sale | 4,618,000 | 4,115,000 | 3,619,000 | 3,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,960,000 | 63,626,000 | 69,294,000 | 73,062,000 |
| Interest-bearing deposits | 48,768,000 | 53,257,000 | 59,533,000 | 62,709,000 |
| Noninterest-bearing deposits | 10,192,000 | 10,369,000 | 9,761,000 | 10,353,000 |
| Equity capital | 11,719,000 | 11,470,000 | 9,401,000 | 9,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,109,000 | 3,115,000 | 4,172,000 |
| Interest expense | 222,000 | 444,000 | 685,000 | 948,000 |
| Net interest income | 828,000 | 1,665,000 | 2,430,000 | 3,224,000 |
| Noninterest income | 31,000 | 70,000 | 112,000 | 161,000 |
| Noninterest expense | 770,000 | 1,593,000 | 2,428,000 | 3,276,000 |
| Provision for loan losses | 77,000 | 443,000 | 2,508,000 | 2,579,000 |
| Pretax income | 12,000 | -301,000 | -2,394,000 | -2,470,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 11,000 | -302,000 | -2,395,000 | -2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,629,000 | 11,355,000 | 9,298,000 | 9,209,000 |
| Total capital | 12,587,000 | 12,343,000 | 10,283,000 | 10,217,000 |
| Risk-weighted assets | 76,455,000 | 78,726,000 | 78,291,000 | 80,217,000 |