Call reports 2006
PAN PACIFIC BANK — 2006
What PAN PACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,823,000 | 43,516,000 | 43,982,000 | 62,863,000 |
| Total loans | 9,671,000 | 15,625,000 | 17,946,000 | 25,650,000 |
| Allowance for loan losses | 130,000 | 189,000 | 218,000 | 332,000 |
| Securities available for sale | 20,757,000 | 16,765,000 | 14,955,000 | 13,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,302,000 | 30,511,000 | 31,025,000 | 50,112,000 |
| Interest-bearing deposits | 24,899,000 | 28,659,000 | 28,619,000 | 45,635,000 |
| Noninterest-bearing deposits | 1,403,000 | 1,852,000 | 2,406,000 | 4,477,000 |
| Equity capital | 13,375,000 | 12,852,000 | 12,746,000 | 12,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,080,000 | 1,718,000 | 2,531,000 |
| Interest expense | 237,000 | 477,000 | 741,000 | 1,169,000 |
| Net interest income | 266,000 | 603,000 | 977,000 | 1,362,000 |
| Noninterest income | 2,000 | 4,000 | 14,000 | 23,000 |
| Noninterest expense | 658,000 | 1,382,000 | 2,062,000 | 2,721,000 |
| Provision for loan losses | 90,000 | 155,000 | 184,000 | 298,000 |
| Pretax income | -481,000 | -931,000 | -1,256,000 | -1,635,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | -481,000 | -932,000 | -1,257,000 | -1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,603,000 | 13,211,000 | 12,946,000 | 12,626,000 |
| Total capital | 13,733,000 | 13,400,000 | 13,164,000 | 12,958,000 |
| Risk-weighted assets | 14,002,000 | 20,063,000 | 22,282,000 | 32,352,000 |