Call reports 2012
HERITAGE BANK, THE — 2012
What HERITAGE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,355,000 | 264,773,000 | 272,068,000 | 267,066,000 |
| Total loans | 129,010,000 | 127,418,000 | 120,356,000 | 119,580,000 |
| Allowance for loan losses | 2,654,000 | 2,368,000 | 2,292,000 | 2,068,000 |
| Securities available for sale | 115,247,000 | 116,087,000 | 121,014,000 | 121,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,938,000 | 228,095,000 | 235,245,000 | 230,564,000 |
| Interest-bearing deposits | 193,124,000 | 184,912,000 | 185,597,000 | 181,231,000 |
| Noninterest-bearing deposits | 43,814,000 | 43,183,000 | 49,648,000 | 49,333,000 |
| Equity capital | 29,861,000 | 30,189,000 | 30,329,000 | 29,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,692,000 | 6,924,000 | 9,090,000 |
| Interest expense | 314,000 | 593,000 | 843,000 | 1,066,000 |
| Net interest income | 2,038,000 | 4,099,000 | 6,081,000 | 8,024,000 |
| Noninterest income | 528,000 | 990,000 | 1,540,000 | 1,832,000 |
| Noninterest expense | 2,237,000 | 4,453,000 | 7,152,000 | 9,836,000 |
| Provision for loan losses | 0 | 50,000 | 225,000 | 478,000 |
| Pretax income | 329,000 | 586,000 | 768,000 | 969,000 |
| Income tax | 60,000 | 101,000 | 121,000 | 314,000 |
| Net income | 269,000 | 485,000 | 647,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,134,000 | 27,836,000 | 27,898,000 | 27,906,000 |
| Total capital | 31,521,000 | 31,036,000 | 31,042,000 | 31,086,000 |
| Risk-weighted assets | 140,655,000 | 139,621,000 | 138,394,000 | 141,038,000 |