Call reports 2009
COMMUNITY BANK OF WEST GEORGIA — 2009
What COMMUNITY BANK OF WEST GEORGIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 201,222,000 |
| Total loans | 129,621,000 |
| Allowance for loan losses | 6,080,000 |
| Securities available for sale | 13,987,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 189,398,000 |
| Interest-bearing deposits | 186,047,000 |
| Noninterest-bearing deposits | 3,351,000 |
| Equity capital | 7,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 2,088,000 |
| Interest expense | 1,819,000 |
| Net interest income | 269,000 |
| Noninterest income | -39,000 |
| Noninterest expense | 1,712,000 |
| Provision for loan losses | 2,204,000 |
| Pretax income | -3,385,000 |
| Income tax | 0 |
| Net income | -3,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 7,368,000 |
| Total capital | 9,418,000 |
| Risk-weighted assets | 159,941,000 |