Call reports 2003
COMMUNITY BANK OF WEST GEORGIA — 2003
What COMMUNITY BANK OF WEST GEORGIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 9,910,000 | 24,338,000 | 32,485,000 | 40,017,000 |
| Total loans | 1,877,000 | 12,237,000 | 23,140,000 | 30,733,000 |
| Allowance for loan losses | 0 | 126,000 | 236,000 | 308,000 |
| Securities available for sale | 0 | 0 | 6,522,000 | 7,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,512,000 | 16,259,000 | 24,590,000 | 31,537,000 |
| Interest-bearing deposits | 1,867,000 | 13,773,000 | 21,175,000 | 28,995,000 |
| Noninterest-bearing deposits | 1,645,000 | 2,486,000 | 3,415,000 | 2,542,000 |
| Equity capital | 6,398,000 | 8,043,000 | 7,840,000 | 8,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,000 | 203,000 | 559,000 | 1,068,000 |
| Interest expense | 1,000 | 47,000 | 154,000 | 302,000 |
| Net interest income | 9,000 | 156,000 | 405,000 | 766,000 |
| Noninterest income | 0 | 4,000 | 16,000 | 29,000 |
| Noninterest expense | 611,000 | 991,000 | 1,350,000 | 1,122,000 |
| Provision for loan losses | 0 | 126,000 | 236,000 | 308,000 |
| Pretax income | -602,000 | -957,000 | -1,165,000 | -635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -602,000 | -957,000 | -1,165,000 | -635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,398,000 | 8,043,000 | 7,835,000 | 8,365,000 |
| Total capital | 6,398,000 | 8,169,000 | 8,071,000 | 8,659,000 |
| Risk-weighted assets | 9,822,000 | 13,035,000 | 19,199,000 | 23,541,000 |