Call reports 2016
MY BANK — 2016
What MY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,169,000 | 163,690,000 | 166,643,000 | 164,837,000 |
| Total loans | 77,223,000 | 78,122,000 | 75,727,000 | 77,119,000 |
| Allowance for loan losses | 2,110,000 | 2,090,000 | 2,088,000 | 2,065,000 |
| Securities available for sale | 62,874,000 | 62,104,000 | 62,340,000 | 62,194,000 |
| Securities held to maturity | 7,428,000 | 7,391,000 | 6,649,000 | 6,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,234,000 | 142,735,000 | 145,092,000 | 144,281,000 |
| Interest-bearing deposits | 110,514,000 | 108,090,000 | 107,781,000 | 108,969,000 |
| Noninterest-bearing deposits | 35,720,000 | 34,645,000 | 37,311,000 | 35,312,000 |
| Equity capital | 18,294,000 | 18,864,000 | 19,125,000 | 18,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,202,000 | 4,794,000 | 6,375,000 |
| Interest expense | 91,000 | 181,000 | 268,000 | 352,000 |
| Net interest income | 1,522,000 | 3,021,000 | 4,526,000 | 6,023,000 |
| Noninterest income | 312,000 | 621,000 | 966,000 | 1,206,000 |
| Noninterest expense | 1,407,000 | 2,783,000 | 4,145,000 | 5,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 859,000 | 1,461,000 | 1,785,000 |
| Income tax | 144,000 | 290,000 | 503,000 | 609,000 |
| Net income | 283,000 | 569,000 | 958,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,927,000 | 18,186,000 | 18,548,000 | 18,359,000 |
| Total capital | 19,017,000 | 19,282,000 | 19,626,000 | 19,455,000 |
| Risk-weighted assets | 86,219,000 | 86,675,000 | 85,217,000 | 86,748,000 |