Call reports 2015
MY BANK — 2015
What MY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,646,000 | 169,641,000 | 167,448,000 | 165,202,000 |
| Total loans | 79,568,000 | 80,152,000 | 80,248,000 | 78,652,000 |
| Allowance for loan losses | 2,138,000 | 2,139,000 | 2,115,000 | 2,112,000 |
| Securities available for sale | 56,863,000 | 58,786,000 | 60,368,000 | 61,250,000 |
| Securities held to maturity | 8,541,000 | 8,365,000 | 7,553,000 | 7,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,330,000 | 148,529,000 | 146,065,000 | 144,771,000 |
| Interest-bearing deposits | 112,324,000 | 112,143,000 | 111,603,000 | 111,222,000 |
| Noninterest-bearing deposits | 35,006,000 | 36,386,000 | 34,462,000 | 33,549,000 |
| Equity capital | 17,452,000 | 17,579,000 | 18,009,000 | 17,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,338,000 | 4,951,000 | 6,666,000 |
| Interest expense | 124,000 | 239,000 | 341,000 | 435,000 |
| Net interest income | 1,504,000 | 3,099,000 | 4,610,000 | 6,231,000 |
| Noninterest income | 280,000 | 554,000 | 774,000 | 1,022,000 |
| Noninterest expense | 1,375,000 | 2,800,000 | 4,184,000 | 5,534,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 867,000 | 1,221,000 | 1,740,000 |
| Income tax | 134,000 | 290,000 | 406,000 | 585,000 |
| Net income | 275,000 | 577,000 | 815,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,240,000 | 17,518,000 | 17,733,000 | 17,670,000 |
| Total capital | 18,331,000 | 18,632,000 | 18,851,000 | 18,772,000 |
| Risk-weighted assets | 86,242,000 | 88,112,000 | 88,439,000 | 87,162,000 |