Call reports 2014
MY BANK — 2014
What MY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,493,000 | 159,877,000 | 159,649,000 | 162,340,000 |
| Total loans | 77,730,000 | 80,044,000 | 79,732,000 | 80,203,000 |
| Allowance for loan losses | 2,078,000 | 2,071,000 | 2,182,000 | 2,117,000 |
| Securities available for sale | 52,508,000 | 55,066,000 | 56,137,000 | 55,477,000 |
| Securities held to maturity | 10,718,000 | 11,071,000 | 8,234,000 | 8,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,721,000 | 140,035,000 | 140,346,000 | 141,860,000 |
| Interest-bearing deposits | 112,799,000 | 110,093,000 | 109,452,000 | 111,405,000 |
| Noninterest-bearing deposits | 28,922,000 | 29,942,000 | 30,894,000 | 30,455,000 |
| Equity capital | 15,908,000 | 16,422,000 | 16,604,000 | 16,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,243,000 | 4,875,000 | 6,578,000 |
| Interest expense | 146,000 | 283,000 | 419,000 | 549,000 |
| Net interest income | 1,431,000 | 2,960,000 | 4,456,000 | 6,029,000 |
| Noninterest income | 314,000 | 580,000 | 852,000 | 1,098,000 |
| Noninterest expense | 1,407,000 | 2,800,000 | 4,122,000 | 5,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 369,000 | 771,000 | 1,217,000 | 1,569,000 |
| Income tax | 115,000 | 242,000 | 389,000 | 500,000 |
| Net income | 254,000 | 529,000 | 828,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 15,975,000 | 16,397,000 | 16,759,000 |
| Total capital | 16,646,000 | 17,066,000 | 17,478,000 | 17,819,000 |
| Risk-weighted assets | 84,831,000 | 86,268,000 | 85,345,000 | 83,765,000 |